# Generated from public.client_profiles by engine/client_artifacts.py.
# The fact sheet as the business signed it off. Edit the sheet in the
# account area, not this file: the next run overwrites it.
# sheet version v7, signed off 2026-08-04

schema_version: 1
profile_version: "v7"
identity:
  business_name: "CBO Financial"
  domain: "cbofinancial.com"
  one_line: "We are a financing services firm that specializes in helping businesses, lenders, and investors secure capital for transformative projects in the nation's most distressed communities."
  managed_by: "Sapid Agency"
  managed_by_url: "https://www.sapidagency.com/"
facts:
  what_you_sell: "We provide access to a variety of federal financing and subsidy programs, including those offered by the CDFI Fund, EPA, USDA and other agencies, along with financing package development, structured financing services, and federal funding proposals."
  buy_or_rent: "You engage us as consultants — every project starts with a free project analysis, and we develop and structure the financing package from there."
  coverage: "We work nationwide, funding projects for local and national nonprofits, for-profit developers, and municipal agencies in the nation's most distressed communities."
  since_when: "We have been providing community development financing services since 1999."
  credentials_meaning: "We are practitioners in the programs we advise on: more than $1 billion financed nationwide, over 200 projects funded, and $150 million in New Markets Tax Credits awarded to a CBO subsidiary — we hold NMTC allocations ourselves rather than only advising on them."
  industries: "We fund projects across agriculture, arts and culture, education, environmental, financial services, health care, housing development, infrastructure, manufacturing, retail, renewable energy, recreation, social services, transportation, and technology — for local and national nonprofits, for-profit developers, and municipal agencies working in distressed communities."
  after_sale: "Every engagement starts with the free project analysis: you describe the project — budget, estimated construction timeline, and current status (site secured, permits, business plan, financing so far) — and we assess eligibility across the federal programs we work with. From there we develop the financing package, structure the financing, and prepare the federal funding proposals."
  extra_facts:
    - question: "How much have you financed?"
      answer: "Over $1 billion in high-impact investments nationwide, including $150 million using New Markets Tax Credits awarded to a CBO subsidiary."
    - question: "How many projects have you funded?"
      answer: "More than 200, for local and national nonprofits, for-profit developers, and municipal agencies."
    - question: "What does the free project analysis involve?"
      answer: "You describe the project, budget, construction timeline, and status — site, permits, plans, financing secured — and we assess which federal programs fit. It costs nothing."
gaps:
  not_published:
    - "A direct staff email address — the contact form and the phone line are the monitored channels, and email inquiries are not."
hero:
  hero_paragraph: "We are expert in financing impactful projects that help to revitalize distressed communities. We are committed to providing flexible, below-market gap financing to high-impact projects that cannot otherwise move forward. By focusing on economic, environmental, and societal benefits, we empower businesses, nonprofits, and municipal agencies to create jobs, improve infrastructure, and enhance the quality of life in underserved areas."
  hero_paragraph_html: "<p>CBO Financial is expert in financing impactful projects that help to revitalize distressed communities. We are committed to providing flexible, below-market gap financing to high-impact projects that cannot otherwise move forward. By focusing on economic, environmental, and societal benefits, CBO Financial empowers businesses, nonprofits, and municipal agencies to create jobs, improve infrastructure, and enhance the quality of life in underserved areas.</p>"
  accent_color: "#162753"
where_to_go:
  pricing_url: "https://cbofinancial.com/free-project-analysis/"
  catalog_url: "https://cbofinancial.com/services/"
  contact_url: "https://cbofinancial.com/contact/"
contact:
  phone: "+1.318.490.6891"
sign_off:
  signed_off_by: "Michael Emery, Sapid Agency (site management for CBO Financial)"
  signed_off_date: "2026-08-04"
